Michael is a founding principal of AncillaryMarketplace + Partners, a wholly owned division of Airline Information, where he leads the development of ancillary revenue streams for the group's airline customers. He also runs his own consultancy business, SeaMountain. He is based in Glasgow, Scotland where he graduated with an MBA from the University of Strathclyde Business School as well as having professional qualifications in Marketing and Banking from the UK’s Chartered Institute of Marketing and Chartered Institute of Banking respectively.

Alex has over 20 years corporate treasury experience and has worked in several different industries in that time. He has been Group Treasurer at Virgin Atlantic since early 2002 where he is responsible for all global treasury activities, including funding, risk management, investments, cash management and card acquirering. Prior to joining Virgin Alex was Group Treasurer at First Quench (now the Thresher group), which at the time was a 50:50 Joint venture between Allied Domecq and Whitbread. Alex also spent several years in the Middle East where he was Group Treasurer for a large diversified company.

Ben Holt is Director of Member Recruitment for Ethoca, the company powering the Global Fraud Fighting Community. Ethoca has built a unique infrastructure, governance program, and partner network to enable powerful collaboration among e-retailers to fight fraud while reducing the amount of orders that are wrongly rejected. Ben started his career with Unilever in Account Management and Marketing, before moving to the internet industry in time for the downturn of 2000-2001. After completing an MBA in 2003 at INSEAD, ranked as the top international business school, Ben joined 192.com, the online identity verification specialists, to grow new markets for the company in Finance, online payments, and Gaming. Maintaining the anti-Fraud theme, Ben joined Ethoca in 2007.

Jimmy, a chartered accountant from India, has over 15 years of experience airline and travel industry finance department, having worked in several different capacities in that time. He has been Manager Financial Systems & Procedures at Emirates since late 2000 where he is responsible for financial systems strategy, development and enhancements, financial risk management, card acquiring and e-payments strategy and management. Prior to joining Emirates Jimmy worked with KPMG in Dubai and the Tata Group in India.

Mr. Long, a certified public accountant, has been combating financial and ecommerce fraud for over 15 years. He began his professional career in 1990 with KPMG's Chicago office where he focused on audit, litigation support and forensic accounting investigations. In 2002, Michael was hired by Orbitz, the travel website, to build the credit card fraud prevention department. Unable to find a complete solution anywhere in the market, Michael worked with the other Accertify founders to build and architect a comprehensive and efficient platform to combat card-not-present fraud that resulted in millions of dollars in saving for the organization. Michael was also an original member of the Merchant Risk Council and served on its Board of Directors. As Chief Product Strategist, he is responsible for all product, sales, and marketing strategy and execution, including customer support and consulting services.

Accertify, Inc. is the first company to focus on developing fraud prevention tools and strategies from the perspective of merchants that accept 'card not present' transactions. That focus led to the development of Interceptas®, which applies state of the art automation to every step in the merchant's process of managing credit card fraud exposure. Accertify exemplifies a constant commitment to maintaining the best in fraud prevention strategies, and its management team combines complementary skills from fraud management, business software development, accounting and legal to assure that its customers receive the most comprehensive, cost-effective solution to credit card fraud available.

Alan has been the CEO of EuroCommerce since 2005. Under Alan’s leadership EuroCommerce has focused exclusively on the airline and travel industry, building an unrivalled knowledge and expertise of the challenges facing these industries and the opportunities an innovative approach to payments can bring. EuroCommerce is now a significant force in the Global Airline Payment Processor, with customers and partners including Ryanair, Sabre, Navitaire, Singapore Airlines, Alitalia, Wizz, Germanwings and Singapore’s Tiger Airways and bank integrations throughout the world. Alan has also successfully overseen the sale and successful integration of EuroCommerce into DataCash Group plc.

Prior to EuroCommerce, Alan co founded eWare, a Global Customer Relationship Management (CRM) company, where he was responsible for Strategic Partnerships and the ultimate trade sale of the company to their partner ACCPAC/SAGE. Alan is an Irish Chartered Accountant by profession and in his 20 years in industry has worked all over the world for companies such as Oracle, POINT and lived in the Middle East for a number of years.

Mike is Head of Global Sales and Business Development with Fexco Merchant Services (FMS). Mike has over 10 years experience dealing with the Airline and Acquiring Bank markets With over 12,000 merchants and processing revenue of €6 bn FMS are the world's largest currency conversion provider. Mike leads a global team that have overseen the deployment of Currency conversion, Outsourced Treasury and Cash Management and MultiCurrency Pricing in all major regions of the World. Mike has successfully concluded the world's largest DCC deals in the airline sector making Fexco the most successful in the market.

Mike has been with Fexco 5 years, prior to this he has held executive positions with GCX, ITMGi , DCC and Modus Media. Mike is a certified Banker with an MBA in Finance and a BSc in Engineering. Mike is a regular industry speaker, particularly within the airline and travel sectors.

As Associate Director Cooperation Management for AirPlus International, Ina is responsible for AirPlus' global distribution partnerships (negotiation, performance check and relationship management) with airlines, corporate travel agency chains, car rental and rail companies. AirPlus is a leading international provider of business travel payment and data management solutions. Its tailor-made products and services simplify day-to-day Business Travel Management for over 32,000 businesses worldwide.

Ina began her AirPlus career in 2001 in Sales responsible for consulting corporate customers on online booking engines and implementing them. In 2003, Ina transitioned to Strategic Business Development where she amongst other tasks did market analyses for the regions North America and Southern Europe and lead discussions with potential partners for joint products and sales. In 2007, Ina was promoted to her current position. Prior to her career at AirPlus, Ina gained experience in several fields of the travel industry, e.g. flight disposition at German charter airline Condor, car rental at Cruise America, travel planning at AAA and group reservation at the German tour operator DERTour.

She is a graduate in business administration from the University of Applied Sciences Worms in Germany.

Fredrik has more than 10 years of experience in the mobile commerce area where he has held a number of different positions within Business Development, Product Development and Marketing at IT companies in Sweden, the UK and Malaysia. During this period he worked with the top 10 largest mobile companies to support the development of value added services for mobile systems, including banking and payment solutions. This experience gave him a profound knowledge about consumer behavior and preferences within the online solutions area.

Fredrik joined Netgiro in 2006 and is today the Product Manager specialized in non-card payment methods such as internet bank payments, online direct debit and other local alternative payment methods. Netgiro is a leading payment service provider with offices in Sweden and the United States. Headquartered in Stockholm, Sweden, Netgiro handles payment services across markets all over the world. For more details about Netgiro, visit www.netgiro.com.

Maarten joined KLM’s E-Business Department in 2005 as Manager E-Payments. In this role, he acts as the linking pin between the 65 countries in which KLM sells online and KLM’s E-Commerce Department. Maarten is responsible for optimizing the local payment portfolio, finding a mix that best serves KLM's online customers and increases KLM's online sales volume, while decreasing fraud and distribution costs. He is closely involved in offering 3D secure within KLM and for aligning the new online payments with Air France’s payment processes.

After obtaining a Bachelor's degree in Business Administration at the HEAO in Amsterdam, Maarten joined KLM Royal Dutch Airlines in 1990. During his earlier career at KLM, Maarten has held the positions of a commercial and financial nature. In 2002 Maarten joined KLMs’ Traxxer Department which was responsible for both the acquiring and issuing business of Credit Cards. In this department he was responsible for the KLM UATP card, as well as KLM’s co-branded corporate and consumer (frequent flyer) Credit Card (American Express).